Utah Auto Insurance regulations:

Utah is no fault insurance state. Standard liability coverage is also mandatory. The state's standard liability coverage requirements are 25/50/15. That is $25,000 per individual for bodily injuries you cause to the other persons, and up to $50,000 for all, and $15,000 for damage you cause to the other party's personal property. Uninsured and underinsured motorist bodily injury coverages are also required and carry the same minimums, 25/50. Personal injury protection is also required. This coverage is the "no fault" section of your auto policy.

Overall Rates are determined by the driving habits of the drivers within a state. Utah determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums.
Utah auto insurance companies will also offers additional coverages like collision, comprehensive, and uninsured and underinsured motorists bodily injury coverage.