New Hampshire Auto Insurance regulations:
New Hampshire is a tort state, this means that drivers are financially responsibility for any damage or injury they cause in an accident. The state's liability minimums requirements are 25/50/25. That is $25,000 per individual for bodily injuries you cause to the other persons, and up to $50,000 for all, and $25,000 for damage you cause to the other party's personal property.
New Hampshire regulations require that you purchase uninsured and underinsured motorist bodily injury insurance. The required minimum for these policies is 25/50 ($25,000 per person injured, up to $50,000 in total). Overall Rates are determined by the driving habits of the drivers within a state. New Hampshire determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums.
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