Alaska Auto Insurance regulations:

Alaska has the highest insurance rates in the country and is a tort state, In tort states you are responsible for the injuries you cause as a result of an accident. Rates are determined by the driving habits of the drivers within a state. Alaska obviously has had poor performance in general which causes rates to be so high. The state's liability minimums are 50/100/25. That is $50,000 per individual for bodily injuries you cause to the other persons, and up to $100,000 for all, and $25,000 for damage you cause to the other party's personal property.

Alaska auto insurance companies will also offer coverages such as medical payments, collision, comprehensive, and uninsured and underinsured motorists bodily injury coverage.